Irish Life&Per. Unentdeckter Vervielfacher?

http://www.independent.ie/business/irish/...n-healthcare-2582955.html

und der damit verbundene Kapitalbedarf??
Aber das hätte doch auch Chancen, die sollte die Börse doch auch bewerten.
Nur meine Meinung - ich weiß nichts.  

aus: http://www.independent.ie/business/stocks-markets/...ens-2582975.html

The banks had a mixed day. Irish Life & Permanent tumbled 8.96pc to 61c after the company said its purchase of deposits and government-guaranteed bonds from Irish Nationwide Building Society last month may have a "marginally negative" impact on earnings and capital.  

http://de.advfn.com/...ticchart&s=L^ipm&p=0&t=3&vol=1  

 

 

in Staatshände.http://www.irishtimes.com/newspaper/frontpage/...9/1224293300142.html

 

was denkt ihr wie weit es runter gehen wird?  

naja je nach dem zu wieviel % der staat einspringt, aber prinzipiell wäre eine (teil-) verstaatlichung schlecht für den kurs...

wenn irland das durchzieht, hätten sie quasi den gemsaten bankensektor verstaatlicht

besser wäre es wenn der staat unter der 50% grenze bleibt

die veröffentlichung der ergebnisse des stresstests am donnerstag werden aufschluss geben...

bis dahin positionier ich mich erstmal an der seitenlinie...  

wurde dann doch ein wenig überstrapaziert und hat mich von meinen aktien hier getrennt...

auf der einen seite stehen sie morgen bestimmt wieder bei dem kurs, wie zum verkauf...

aber andererseits bin ich doch froh möglichst schnell "pflaster abreiss" aus dem pleiteteil raus zu sein, denn das rest-geld verzock ich lieber woanders ^^  

http://www.reuters.com/article/2011/03/30/...ks-idUSLDE72T08620110330

Kein Handel bis Freitag

UPDATE 1-Irish Life suspends shares ahead of stress tests

Wed Mar 30, 2011 2:51am EDT

* Shares suspended after 44 pct fall on Tuesday

* Company says will make statement after Thursday's tests

DUBLIN, March 30 (Reuters) - Bancassurer Irish Life & Permanent (IPM.I) suspended trading of its shares in London and Dublin on Wednesday after media reports that crunch stress tests this week might force it into state control.

A banking source confirmed on Tuesday that Irish Life, until now the only domestic lender to avoid a state bailout, will be hit hard by the stress tests, which are honing in on potential losses in Ireland's residential mortgage market. [ID:nLDE72S1DV]

The banking source declined to say how large a stake Dublin may take in Irish Life, but shares fell 44 percent on Tuesday to 40.5 euro cent after Irish media speculated the results would force the bancassurer into state control.

"The Central Bank expects to announce the results for all the banks involved on Thursday evening March 31st and a full statement will be issued by the Group on foot of that announcement," Irish Life said in a statement. It said shares would be suspended until Friday.

Irish Life's banking arm, permanent tsb, borrowed heavily to fund home loans and with around 60 percent of its mortgages tied to the European Central Bank's (ECB) record low base rate its assets are a huge drain on the group.

Irish Life has avoided falling into state control until now because of its cash-rich life insurance arm and its lack of exposure to the commercial property market.

Bank of Ireland, AIB, Irish Life and EBS have been frozen out of debt markets, lost over 20 billion euros in deposits and seen a spike in mortgage arrears since the last stress tests were conducted in early 2010.

AIB and EBS are already in state control while Dublin holds a 36 percent stake in Bank of Ireland.

Despite an 85 billion euro bailout from the EU-IMF late last year, Ireland has failed to persuade investors that it can afford to bail out its banks, which have already swallowed 46 billion euros in state capital.

The latest stress tests, set to be released at 1530 GMT on Thursday, are designed to ensure the four so-called viable lenders -- Bank of Ireland (BKIR.I), Allied Irish Banks (ALBK.I), Irish Life & Permanent (IPM.I) and EBS Building Society [EBSBS.UL] -- are bullet proofed against further shocks. (Writing by Conor Humphries; Editing by Jon Loades-Carter)  

http://www.independent.ie/business/irish/...adical-plan-2602156.html:

By Laura noonan, Emmet Oliver and Fionnan Sheahan
Thursday March 31 2011

FINANCE Minister Michael Noonan will today begin a radical overhaul of the banking sector by forcing the Educational Building Society (EBS) into Allied Irish Banks.

This is the start of a major shakeup of the industry that will lead to the country having just two banks – AIB and Bank of Ireland.

The decision will be announced as the Government pumps up to €25bn in fresh cash into the sector to finally draw a line under the financial crisis.

The pensions and insurance arm of Irish Life & Permanent (IL&P) is to be sold, but the long-term future of banking arm Permanent TSB is still being discussed.

The proposed shake-up will have major implications for jobs and branches right across the country. However, none of this will affect deposits or mortgages in the banks concerned.

Between €20bn and €25bn of state cash is expected to be committed to AIB, Bank of Ireland, IL&P and EBS to make them strong enough to withstand future loan losses.

The massive injection will be promised after the four lenders went through the most vigorous stress tests ever carried out on a European bank.

Shares in both AIB and Bank of Ireland were dramatically suspended last night after the Stock Exchange and the Central Bank feared they would be too prone to “rumours” today.

IL&P voluntarily suspended its own shares yesterday morning after its stock plunged 45pc on Tuesday.

Mr Noonan is expected to unveil a detailed restructuring plan, which may include the creation of special units to hold assets the banks have to sell.

The Coalition was last night understood to be locked in negotiations with the EU, European Central Bank (ECB) and International Monetary Fund (IMF) over its plans.

The Government urgently needs the ECB to announce today that it is prepared to fund Irish banks over the long term.

Any new funding over long periods will carry a “premium” interest rate and may only be available for solvent banks.

A coalition source said some key issues were still being discussed with the IMF/EU/ECB.

The Cabinet yesterday reached agreement on a widespread restructuring of the sector.

Authorities are hoping that the ECB will today announce a special €60bn facility to enable the banks to continue trading.

It is understood that the Government is pressing for a special seven-year loan facility, but this was thrown into doubt last night, with sources suggesting that “legal difficulties” could make it impossible to have the scheme ready to go today. ECB governors held a conference call last night to discuss options.

The package will outline:

? A capital fund of between €20bn and €25bn to be split between AIB, Bank of Ireland, EBS and IL&P.

? The creation of special units that will allow banks to get some €80bn of extra assets off their balance sheets. ? Plans to merge some banks

? A warning that mortgages are the key reason the banks need additional cash.

Mr Noonan will set out the banking plan this afternoon.

The Government’s Economic Taskforce are expected to meet this morning to discuss the results of the stress tests.

Today’s announcement will show AIB getting the biggest share of the bailout, with some suggesting as much as €15bn could be ear-marked for the bank. Since AIB is already 93pc owned by the State, there will be no major change in ownership.

Bank of Ireland is believed to need as much as €5bn. The bank is expected to be given time to raise some of the money.

IL&P could need as much as €3bn. EBS is expected to need more than €1bn. The company was as good as sold to a consortium backed by US private equity until the Government pulled the plug on the deal yesterday.

Billions more may also be earmarked for Anglo Irish Bank, which has already been promised some €29.3bn.

- Laura noonan, Emmet Oliver and Fionnan Sheahan

Irish Independent  

Die Prognosen sind etwas zu hart! So sieht es auch ILP (siehe Statement unten)
wieviel staat jetzt reinkommt ist noch offen ....

==>
The result will mean that the Group will have a 2013 capital ratio in the order of 33% as measured by the Central Bank's base case scenario.  

ILP wird mit sicherheit kleiner ... aber ganz fix scheint es nicht, dass der staat mehr als 50% bekommt (siehe unten) ...

The first 'pillar' will be a restructured Bank of Ireland, while the operations of AIB and EBS will be combined to form a 'second pillar' bank. Irish Life & Permanent is to be restructured, with the state likely to take a majority stake. IL&P will also immediately start a process to sell its Irish Life Assurance business, as well as other non-banking assets.

Mr Noonan said what was left of IL&P would then trade as a small niche bank, as a deposit taker and mortgage giver. If successful in that form, it may continue, but he said it could be taken over by a larger entity.  

da sieht des bei BoI schon freundlicher aus.  

http://www.independent.ie/business/irish/...major-assets-2602007.html

IL&P gearing up to sell off major assets
By Laura Noonan and Emmet Oliver
Thursday March 31 2011

IRISH Life & Permanent is gearing up to sell its massive life-insurance business, its investment-management arm and its 30pc stake in Allianz Ireland as the embattled PLC fights to raise cash for its bank.

Today's stress-test results could show that IL&P needs more than €3bn. The group is expecting to be given time to reach some of this target by selling off assets.

The biggest of these is its market-leading life-insurance company Irish Life, which is valued at around €1.6bn. Rapidly-growing Zurich is seen as a leading contender to buy the business, as is Allianz.

Both insurance companies declined to comment last night.

Industry sources say "heads of agreements" for a deal could be hammered out "very quickly", although it could take "six to eight weeks" to reach a final accord.

The head of Irish Life's retail business, Gerry Hassett, yesterday reassured customers that any possible sale would have no impact on anyone with an Irish Life policy.

The PLC is also expected to attempt to sell its 30pc stake in Allianz's Ireland and Northern Ireland business back to the German insurer.

The general insurance business is profit-making and pays dividends, giving Allianz an incentive to do the deal.

Meanwhile, the sale by AIB of its investment-management arm has been thrown into doubt by the imminent takeover of Irish Life & Permanent (IL&P) by the Government.

There is also doubt over whether IL&P can press on with a plan to purchase Quinn Healthcare, a division of Quinn Insurance.

IL&P is reported to be interest in buying AIB's investment arm and the Quinn unit.

The Cork-based healthcare unit is not in administration and has half-a-million customers.

With IL&P now forced to raise up to €1bn in capital, the future of its own insurance and investment arm is in doubt.

The rationale for purchasing AIB Investment Managers (AIBIM) was to create a large Irish asset-management company, with IL&P able to take advantage of AIBIM's existing staff.

While there is still interest in AIBIM from a UK pension fund, the recent expectation was that IL&P would emerge as a preferred bidder.

But with IL&P having to raise capital, it would need government sign-off to do any deal for AIBIM. Dermot Desmond has already left the race to buy AIBIM, it is understood.

AIB is selling the asset as part of a programme of disposals needed to generated badly needed capital.

The sale is being handled by Goodbody Stockbrokers, which used to be owned by AIB but is now in the ownership of Kerry-based Fexco.

- Laura Noonan and Emmet Oliver  

der kursabschlag spricht bände :(

es soll in zukunft nur noch 2 großbanken in irland geben

1. bank of ireland
2. Allied irish bank +ebs (sollen verschmolzen werden)

dh. das ILP tatsächlich die zerschlagung droht  

die großen bekommen die Milliardern Staatsgelder und die kleinen  die es aus eigener Kraft  schaffen,gingen leer aus ,

               don`t mess with the Irish !!!!

 

 

es geht schon wieder hoch !

...weil ich soeben eine größere Stückzahl Irish Life&Perm. zu 0,182 "erlegt" habe?

Oder kann ich mich schon nächste Woche über meinen 100%er freuen?

Irland wird nicht untergehen...soviel ist sicher.

Schönes WE und Grüße aus der Pfalz  

in nest gelegt :)

viel spaß mit der pleitebank... bin froh, dass mein sl bei 0,51 gezündet hat ohne großes murren, rein objektiv und ohne subjektive wahnvorstellungen :D

kann nur jedem empfehlen die finger von sämtlichen banken zu lassen besonders jene von den höchst gefährdeten pleitestaaten.

es gibt auch chancenreiche aktien in substanzbranchen mit zukunft. das hier ist doch casino.  

Deinen Traum hatten die Leute, die zu 0,60, zu 0,70, zu 0,80 etc gekauft haben auch schonmal .... ;)  

weiss schon jemand wo man eine Sammelklage  machen kann?  

Wogegen willst du klagen ?

MFG
Chali  

Dazu sollen die Allied Irish Banks mit der EBS Building Society verschmolzen werden. Die Bank of Ireland und der Baufinanzierer Irish Live and Permanent könnten nach Angaben Honohans unter staatliche Kontrolle genommen werden. Die Bank of Ireland soll bis 2013 Bankenwerte in Höhe von 30 Milliarden Euro verkaufen. Irish Life and Permanent soll seine lukrative Lebensversicherungssparte veräußern. "Wir brauchen normale Banken, keine aufgeblasenen, die Geschäfte in Singapur und Rumänien machen", sagte der Minister für öffentliche Ausgaben, Brendan Howlin.

Hmmm...BOI steigt, während das Teil hier fällt.
Warum? Ich weis es nicht. Sind die gleichen Voraussetzungen wie für BOI

http://www.ariva.de/news/...auchen-weitere-24-Milliarden-Euro-3690700