Rakuten wesentlich besser als Rocket

Rakuten Medical is a privately funded, clinical-stage biotechnology company with offices in the U.S., Japan, Taiwan, Germany and Netherlands. Rakuten Medical aims to become a leader in precision-targeted medicines through its proprietary photoimmunotherapy platform, which is being studied in ongoing clinical trials, evaluating its safety and effectiveness as a cancer-treatment option that can be administered independently, or in combination with other drugs. Rakuten Medical's lead product, ASP-1929, has achieved Fast Track designation from both the FDA and the Japanese Ministry of Health, Labour, and Welfare; and is in Phase 3 clinical trials for recurrent head and neck squamous cell carcinoma. Additional Phase 2 studies for ASP-1929 PIT are also underway to evaluate the safety in patients with other cancer types. For more information, visit www.rakuten-med.com.

https://finance.yahoo.com/news/...coming-presentations-222200285.html
 

But the bull case for those battered stocks is pretty strong.

Uber and Lyft aren’t going away. And they’re growing like crazy. Gross bookings on Uber rose 160% from 2016 to 2018.

They’re changing social behavior the way Facebook, Apple AAPL, -0.07% Amazon AMZN, +0.10% Netflix NFLX, +0.10% and Alphabet GOOG, +3.91% GOOGL, +4.08% have done. Thanks to Uber and Lyft, a growing number of people no longer have cars. It’s now viable to live without a car in most U.S. cities and many suburbs.

There’s a good chance money managers will soon stop talking about the “FAANG” stocks — those listed above — and will start talking about “FAANGU.”

https://www.marketwatch.com/story/...-15?siteid=yhoof2&yptr=yahoo
 

Nicole Bullock in New YorK
Financial Times
May 15, 2019

According to the first indications available, on Tuesday there were just 8.4m Uber shares out on loan to short-sellers, representing 5 per cent of the float, according to IHS Markit. For Lyft they were 99 per cent, reflecting the high demand from short-sellers making their bearish bets on the company’s prospects.

https://finance.yahoo.com/m/...b/uber-short-selling-was-muted%2C.html
 

Mastercard Targets Gig Workers with Lyft Partnership

Continuing with its innovative ways to expand its customer base, Mastercard (MA) is now targeting the “gig economy.” In a gig economy, a substantial portion of the workforce is engaged in temporary or flexible jobs instead of traditional full-time jobs. With its partnership with Lyft (LYFT), Mastercard is looking to tap the opportunity that this growing segment offers with a new co-branded debit card for Lyft drivers, Lyft Direct Debit.

One-third of the US workforce is estimated to earn a portion of its income through the gig economy, according to Mastercard. “The growing gig economy creates an exciting opportunity for us to leverage our tech infrastructure, digital payments expertise and data-backed insights to help gig workers achieve better and more secure financial futures,” said Mastercard Digital Partnerships executive vice president Sherri Haymond.

https://marketrealist.com/2019/05/...g-workers-with-lyft-partnership/
 

65 libraries reach 1 million digital checkouts in 2018

January 9, 2019

2018 was a banner year in digital reading as 43,000+ OverDrive library and school partners around the world circulated over 274 million ebook and audiobook checkouts. We’ve seen consistent record breaking circulation numbers every year for some time, but this number represents a 22% increase over 2017, the largest growth since 2015. Leading the growth of the digital library lending movement were 65 libraries who joined the Million Checkout Club in the calendar year.

The list, which you’ll find below, surpasses 2017’s record of 58 members with seven new members. A few other highlights include both Toronto Public Library and the Wisconsin Public Library Consortium surpassing five million (!!) checkouts. Another notable number comes from the National Library Board of Singapore who saw a growth of 113% over the previous year. Additionally, five libraries surpassed four million checkouts, and another four surpassing three million.

https://company.overdrive.com/2019/01/09/...llion-checkout-club-2018/
 

Japan’s Largest E-Commerce Site, Rakuten Taps Chinese Blockchain Firm
05/3/19 10:36 AM

We all know how difficult it is to get authentic products in China. Researchers say that over 90% of the products sold in China are faked in one way or the other, this percentage includes food products such as baby formula.

Techrock is a platform that uses blockchain to combine technology and individual participation so as to create a world of authentic products for customers. Since it is built on blockchain, the platform offers a high level of security. Blockchain backed data cannot be falsified or manipulated in any way.
Techrock not only tracks each step of developing a product undergoes but also rewards its users with loyalty points for participating on the platform. It also uses blockchain technology to create a permanent record of a product’s authenticity.

By partnering with Rakuten; it is progressively applying its process on its Rakuten zone. Apparently, the partnership between the two platforms has created a market for authentic goods as large as $60 million in one year.

https://blockgeeks.com/news/...-rakuten-taps-chinese-blockchain-firm/
 

Rakuten Launches Live Video Streaming Service “Rakuten LIVE”
New service includes real-time interaction and “live” commerce features

Tokyo, May 17, 2019 - Rakuten LIVE is a live video streaming service that allows artists, celebrities and general users to live stream videos and communicate with viewers in real-time as “LIVE streamers*1.” Viewers can enjoy interactive communication with streamers in real-time by sending comments and “gifts*2” to show their support.

The service also offers a live commerce function in which viewers can easily access sites to purchase products featured in streaming videos, allowing shoppers to make purchases while watching. Artists, celebrities and other streamers can effectively promote products through the service by highlighting the appeal of products and engaging in interactive communication with viewers. Rakuten LIVE aims to provide an exciting and diverse live commerce experience through collaborations with various e-commerce services such as the Rakuten Ichiba online shopping mall, Rakuten Books and Rakuten Ticket, with future plans to include videos featuring merchants from Rakuten Ichiba.

https://global.rakuten.com/corp/news/press/2019/0517_01.html
 

Q1/18 Q1/19 YoY

Domestic E-Commerce
Revenue 94.6 108.5 +14.7%
Operating Income 16.7 13.8 -17.5%

Others
Revenue 54.7 61.4 +12.3%
Operating Income -1.3 97.7 +98.9

Internet Services Segment
Revenue 149.3 170.0 +13.8%
Operaing Income 15.5 111.5 +620.8%

FinTech Segment
Revenue 93.6 114.2 +22.1%
Operating Income 20.4 20.1 -1.4%

Mobile Segment
Revenue 20.6 25.4 +23.2%
Operating Income -0.6 -6.4 -5.8

Adjustments
Revenue -21.6 -29.3 -7.7
Operating Income -3.4 -7.2 -3.8

Consolidated
Revenue 241.9 280.3 +15.9%
Non-GAAP Operating Income 31.8 118.0 +270.5%
IFRS Operating Income 28.1 113.7 +304.5%

https://global.rakuten.com/corp/investors/
19Q1PPT_E.pdf

 

„Lyft short interest amounts to $1 billion, representing 20 million shares shorted, or more than 61% of the float.“

https://www.marketwatch.com/story/...ber-2019-05-15?mod=mw_quote_news  

Compound annual growth rate of 156.6% between 2018 and 2022.

Altiostar Closes $114 Million Round to Accelerate Open Cloud-Native 4G/5G Mobile Networks

TEWKSBURY, Mass., May 8, 2019 /PRNewswire/ -- Altiostar, the pioneer in open virtualized RAN (open vRAN) technology, announced today that it has closed a $114 million Series C round of financing with Rakuten coming on board as an investor. In early 2018, Qualcomm Ventures LLC and Tech Mahindra also participated in the C-round as investors. This financing will be used to expand Altiostar's virtual RAN solution to encompass 4G and 5G products allowing telecom operators to build end-to-end web-scale cloud native networks.

In their recent report, Worldwide 5G Network Infrastructure Forecast, 2018–2022, IDC expects the largest percentage of overall investment to be spent in the RAN portion of 5G networks, which is expected to grow at a compound annual growth rate of 156.6% between 2018 and 2022. Virtualization is seen by operators as a means to convert networks into a software-defined infrastructure that can scale with the agility required to meet this explosion of devices and applications.

https://finance.yahoo.com/news/...es-114-million-round-130000174.html
 

Because there al lot of costs (beside driver payments), which will increase lower than the revenues in the future.

„That was a quick turn. Investors are veering from mild enthusiasm for ride-hailing to questioning whether the business model makes any sense. Uber Technologies shares on Friday were at $42, down 7% from their initial-public-offering price of $45. Lyft stock at $54 is 25% below its March IPO price of $72.
The problem: the two levers the pair can pull to boost profits—cutting driver payments and raising prices—could hurt growth, wrote Davidson analyst Tom White.“

https://www.barrons.com/articles/...7452?siteid=yhoof2&yptr=yahoo
 

FAZIT DES AZIMO TESTBERICHTS

Abschließend lässt sich sagen, dass unsere Azimo Erfahrungen vorwiegend positiv ausgefallen sind. Dieser Anbieter hält was er verspricht: Die Kosten sind sehr niedrig gehalten und werden auf der Website von Azimo transparent dargelegt. Zwar verdient auch dieser Geldtransfer Anbieter nicht nur an den Transaktionsgebühren, sondern zusätzlich auch am Währungsumtausch, aber dennoch halten sich die Kosten bei Azimo in Grenzen.

Wer keinen Wert auf niedergelassene Geschäftsstellen legt und das transferierte Geld nicht innerhalb von Minuten benötigt, ist bei Azimo gut aufgehoben. Vor allem bei regelmäßigen Geldtransfers ins Ausland macht sich die Ersparnis durch die deutlich geringeren Gebühren schnell bemerkbar.

https://www.aktiendepot.com/azimo-erfahrungen/
 

Unser Endkunden-Geschäft: Auf unseren Websites bieten wir Verbrauchern in verschiedenen Ländern eine einfache und bequeme Möglichkeit, Produktversicherungen bis zu ein paar Monaten nach dem Kauf eines Geräts zu erwerben.

Unsere Cross-Selling Technologie: Unsere Lösung ermöglicht Cross-Selling von Produktversicherungen direkt am digitalen Point of Sale. Egal ob in Online-Shops, FinTech- oder Banking-Apps integriert. Es fügt sich nahtlos in die Kaufabschluss-Prozesse ein und bietet Verbrauchern ein One-Click-Erlebnis.

Unsere digitale Makler-Lösung: Mit unserer digitalen Makler-Lösung können Kunden ihre Versicherungspolicen digital über eine Multi-Device-App verwalten. Benutzer haben Zugang zu allen ihren Versicherungsverträgen und können ihren persönlichen Makler per Telefon, In-App-Messaging und E-Mail erreichen.

https://www.simplesurance.com/de/was-wir-tun/
 

Selbstverständlich gehe ich nicht von den dort angeführten 118 bzw. 114 billion Yen aus, was auf einen Betrag von etwas mehr als einer Milliarde hinausläuft und diesen Wert auf einen Jahresgewinn von vier Milliarden hochrechnen, da im Bereich "Others" erhebliche Bewertungsgewinne stecken.

Auch ohne diesen Bereich ergeben sich ca. 20 billion Yen Quartalsgewinn, aber eine völlige Vernachlässigung der Investitionen von ca. 2 Milliarden Dollar im Beteiligungsbereich wäre m.E auch nicht okay.

Im neuesten Quartalsbericht führt Rakuten an, dass 1,985 billion seit 2012 investierte Dollar um 2,381 billion Dollar zum 31.3.19 auf 4,366 billion Dollar angewachsen seien und sich dabei mit 29% pro Jahr verzinst hätten.

global.rakuten.com/corp/investors/
19Q1PPT_E.pdf

Um kurzfristige Schwankungen wie den hohen Quartalsgewinn von fast 100 billion Yen auszuschalten, könnte man die Verzinsung der 1,985 billion Dollar mit 29% ermitteln = 576 million Dollar im Jahr - im Quartal also 144 million Dollar oder ca. 16 billion Yen.

Daher halte ich einen aus 20 billion Yen und 16 billion Yen zusammengesetzten Quartalsgewinn von 36 billion Yen für realistisch - das sind auf Jahr hochgerechnet 144 billion Yen bzw auf die etwas mehr als 1,3 billion Aktien verteilt ein Jahresgewinn von 110 Yen pro Aktie.

Beim jetzigen Kursniveau haben wir damit ein extrem niedriges KGV von 10.
 

dürfte beim momentanen Kurs  bei Rakuten noch ein Gewinn am Ende des zweiten Quartals 2019 aus dem Börsengang anfallen.

https://finance.yahoo.com/quote/PINS?p=PINS&.tsrc=fin-srch

Denn Rakuten dürfte bei seiner bisherigen Bilanzierung der Rakuten-Anteile keinesfalls einen Wert von 14 Milliarden unterstellt haben.  

that anyone can call you on
APRIL 8, 2019

There are clear benefits to offering local numbers through a messaging app such as this: Business people can get themselves a local telephone number to deal with clients, even if they’re traveling on the other side of the world; friends or relatives can call Viber users at their local rates, without being on Viber themselves; and Viber users can access their Local Number across all Android and iOS platforms. In effect, this means you can take business calls through your iPad.

“The new Viber Local Number enriches our users in a way that makes Viber the most powerful communication app out there,” noted Viber CEO Djamel Agaoua. “From expats who need a local phone number that connects them back home, to global business owners who want overseas clients to feel they are located nearby, this new feature gives them a local presence no matter where they are.”
At launch, Viber Local Numbers can only be purchased for the U.S., Canada, and the U.K., but it said that it expects to add more markets to the mix soon.

https://venturebeat.com/2019/04/08/...rs-that-anyone-can-call-you-on/
 

Wachstum aus dem Inneren des Unternehmens generiert, nicht ein Unternehmen das sich ein Sammelsurrium von Gemischtwarenladen zusammenkauft.  

Diese Statistik zeigt die Anzahl Unique IDs bei Viber in ausgewählten Monaten zwischen März 2015 und März 2019. Im März 2019 lag die Anzahl der Unique IDs des Chat-Dienstes für Smartphones und Desktop-PCs, mit dem auch telefoniert werden kann, bei rund 1,1 Milliarden.

https://de.statista.com/statistik/daten/studie/...tzer-ids-bei-viber/
 

The time series shows the revenue of the Rakuten Group's fintech sector as of the fourth quarter of 2018. In the most recently reported quarter the Tokyo-based e-commerce company's consolidated internet finance sales value amounted to approximately 108 billion Japanese yen. This revenue was generated through Rakuten Card, Rakuten Bank, Rakuten Securities as well as Rakuten e-money "Edy"

https://www.statista.com/statistics/223360/...internet-finance-sales/

 

Viber sondern von dem Gemischtwarenladen RAKUTEN  

Gewinnlieferant und organisch gewachsen.  

lagen 2018, wenn man die vier Quartale zusammenrechnet bei ca. 80 billion Japanese yen - das sind mehr als 700 Millionen US-Dollar.

The time series shows the operating profit of the Rakuten Group's internet finance sector as of the fourth quarter of 2018. In the most recently reported quarter the Rakuten's internet finance operating profit amounted to approximately 19.1 billion Japanese yen. This income was generated through Rakuten Card, Rakuten Bank, Rakuten Securities as well as Rakuten e-money "Edy".

https://www.statista.com/statistics/223368/...nance-operating-profit/
 

Rakuten’s European businesses are overcoming the challenges of cross-border commerce and language barriers to grow together, strengthening synergies and connecting the dots under Rakuten Europe CEO Toby Otsuka’s vision of a regional ecosystem.

First steps more than a decade ago has grown into an innovative network of more than 15 companies in this core region. Rakuten’s unique partnership with FC Barcelona kicked off in 2017, followed closely by a strategic global brand integration initiative that has increased brand awareness across the region.

Examples, like Rakuten TV’s expansion to more than 40 countries, showcase the group’s ambition, but its success is centered on the shared themselves — giving Rakuten knowledge and exchange of experience between the group companies a key advantage over many of its competitors. The latest example of how cooperation between group businesses can build a foundation for future success can be seen in the launch of the all-new Rakuten.co.uk and Rakuten.es shopping sites.

https://rakuten.today/blog/borderless-business-rakuten-europe.html
 

Uber will purchase Careem with $1.7 billion in convertible notes and $1.4 billion in cash.
Sunday 31/03/2019

LONDON - With the announcement it had acquired its Middle East rival Careem for $3.1 billion, US ride-hailing service Uber has executed the biggest tech deal in the region.
Uber will purchase Careem with $1.7 billion in convertible notes and $1.4 billion in cash. The transaction is expected to be finalised, after regulatory approvals, in the first quarter of 2020.

https://thearabweekly.com/...pid-mideast-expansion-careem-acquisition
 

Upstart raises $50m investment and lands new bank contracts

9th April 2019

The funding from Progressive Investment Company, Healthcare of Ontario Pension Plan and First National Bank of Omaha brings Upstart’s total raised to $160 million to date. Upstart’s strategy is to partner with banks, offering its AI platform as a white-labelled lending application that banks can use to enhance their own lending programmes. The company has also announced new “Powered by Upstart” partnership agreements with First National Bank of Omaha, First Federal Bank of Kansas City and Accion Chicago.

Upstart has originated more than $3.3 billion of loans in the last five years, grew revenues by about 80% in 2018 and reached profitability in the second half of the year. The company says that 60% of its originations in 2019 have been entirely automated and approved in real time.
Now expecting to expand its AI platform to other forms of credit, the company recently partnered with Customers Bank’s BankMobile division to launch two new credit cards, the first to be powered by Upstart.

https://www.bankingtech.com/2019/04/...-and-lands-new-bank-contracts/

Last year, the company announced a $32 million round of funding led by Rakuten, the Japanese eCommerce company. That brought Upstart’s total amount raised to $85 million. At the time, the company said it would put the money toward future growth, as well as to help license the technology to banks, credit unions and retailers.

https://www.pymnts.com/loans/2018/...upstart-funding-venture-capital/