Kursverdoppelung bei Actua Corporation (vorm. Internet Capital)

 

 

Just What the Customer Ordered: Insurance Tech Aims to Improve Product Pricing and Selection
As reported previously in our four-part blog series on the fintech movement, insurance tech (insuretech) has witnessed incredible recent growth, setting a record pace in the first quarter of 2016. With first half funding clocking in at $1 billion, insuretech is well on its way to top growth in 2016.[i] Driven by strong customer trends toward ease of access and more customer-focused service, innovative startups are entering the P&C space, determined to pick up slack where incumbent property and casualty insurers are failing to meet the needs of today’s consumers, particularly in the areas of new products and pricing.
Identifying the Unmet Needs of Consumers
Retailers may have been one of the first industries to recognize the power of a happy customer and then tame technology to do its bidding, but smooth multi-channel offerings and slick new customer experiences weren’t their sole domain for long. Seeing the power in customer-pleasing interactions, other industries quickly followed suit, adopting less costly digital means to meet more of the needs of more customers more often.
Troubled by aging legacy systems and stout business models, P&C insurers have struggled to meet consumers where they want to be. Recent advancements toward digital distribution have filled some of the gaps, but it’s like a leaky bucket. As soon as you plug one hole, the others just become more evident as water, or in this case customers, pour out ever faster.
Digital distribution, as essential as it is, can’t do the job alone. This is where new entrants are gaining ground. Free of the ancient baggage incumbents carry, they are plugging gaps in critical areas that many established insurers have yet to address:
http://blog.boltinc.com/...s-to-improve-product-pricing-and-selection
 

• Price: More than half of consumers would switch insurers to save $250 or less,[ii] and yet, 79% reported that they want to consolidate their coverage with a single carrier. So, what’s the bottom line? Consumers want both, requiring an insurer to offer the products the customer wants at a price they are willing to pay.

• Service: While consumers continue to clamor for direct-to-consumer digital capabilities, the fact of the matter is, they still crave the advice of a trusted advisor, something traditional insurers are having a difficult time merging into digital distribution strategies.

• Selection: Traditional insurers continue to operate from a productized focus, offering a suite of products that may or may not fit the needs of all of their customers. Considering the statistic cited above, that 79% of consumers want to consolidate their coverage with a single carrier, the ability to offer a product-rich environment is a significant advantage, and one that new entrants are ready to exploit.
 

Du kannst hier kritische Beiträge so häufig löschen lassen wie du willst, was sich nicht von dir löschen lässt ist die miserable Performance von Actua in den letzten 10 Jahren. Ein solche kommt nicht von ungefähr sondern spiegelt die WERTVERNICHTUNG des SCHLECHTEN Management wieder.  

Hier sieht man, dass das Management und insbesondere der CFO im großen Umfang vr den Zahlen Aktien auf den Markt wirft.

http://finance.yahoo.com/quote/ACTA/holders?p=ACTA

15 Digital Engagement Stats You Should Know
 2016/08/01
 by Madeline O'Phelan

Every second, 110 people open a GovDelivery email. Of the billions of messages that are sent to over 120 million users each year, we have the intel on how people are engaging with content from government organizations.

Data can be helpful when developing an effective communications strategy, which is why we’ve gathered the top stats you should know as you continue to refine your approach. Here they are:

https://www.govdelivery.com/blog/15-digital-engagement-stats-know  

könnt Ihr erkennen, dass das Management und das Board mit hohen Beträgen in Actua investiert sind.

Direct Holders (Forms 3 and 4)

Name

Shares

Date Reported


BUCKLEY WALTER W III 1,226,899 ‎Mar‎ ‎4‎, ‎2016
ALEXANDER DOUGLAS A 1,364,544 ‎Mar‎ ‎4‎, ‎2016
MORGAN RAYMOND KIRK 228,348 ‎Jul‎ ‎13‎, ‎2016
BERKMAN DAVID J 172,742 ‎Jun‎ ‎17‎, ‎2016
GERRITY THOMAS P 164,064 ‎Jun‎ ‎19‎, ‎2015
RINGO PHILIP J 162,934 ‎Jun‎ ‎17‎, ‎2016
DECKER THOMAS A 128,850 ‎Jun‎ ‎17‎, ‎2016
DOWNES DAVID K 128,162 ‎Jun‎ ‎17‎, ‎2016
ADELMAN DAVID J. 83,308 ‎Jun‎ ‎17‎, ‎2016
HAGAN MICHAEL J 94,918 ‎Jun‎ ‎17‎, ‎2016

 

The front runners of the open data movement in Central and Eastern Europe

Releasing sensitive pieces of information to the general public can be a double-edged sword. Too many central and local government officers in the CEE region still do not feel comfortable or think it’s safe to share data relating to their organisation’s finances or other matters which may open up wider debate or scrutiny. Stepping out of the traditional comfort zone and publishing data in an open manner – making it easily understood and useful to others – is a big step, all the more so when such an activity exceeds officers’ minimum obligations and job duties.

It’s encouraging to see that a growing community of progressive government employees and active NGO representatives has started to have a louder voice over the past few years. For instance, the Czech Republic’s branch office of the Open Society Foundations, a global NGO network striving for open governance, has built a dedicated team focusing on open data and its promotion across governments. Both the Czech Republic Ministry of the Interior and Ministry of Finance are among the front runners of this movement. They have begun developing projects which promote higher transparency of their services – reflected in their positive PR coverage too. This willingness to be more frank and open with citizens will undoubtedly affect the institutions’ reputation – the approach can instil trust and ensures citizens feel included and informed about how their country is being run.

Czech Republic Ministry of Finance shares its expenditure visually via Supervizor appFor example, a small team at the Ministry of Finance for the Czech Republic has developed a tool called Supervizor. Its mission statement relates to two main goals: first, to proactively publish details of ministry operations and finances; and secondly, to demonstrate the purpose of publishing data in open formats.

Pioneering the future of government with DKAN open data
Like UK government organisations (and others in countries where democracy and citizen involvement have been longer established in society), more and more governments in the CEE will start to use technologies which help to transform the public sector, putting citizens at the heart of service design and delivery. GovDelivery’s Open Data is already connecting millions of citizens around the world to data that is of real use to their daily lives. GovDelivery is helping governments be transparent and present their data in user-friendly and clever ways.
 

http://www.indeed.com/q-Govdelivery-jobs.html  

ersten Blick:

http://finance.yahoo.com/news/...s-second-quarter-2016-123000263.html  

erhebliche Steigerungen in der zweiten Hälfte dieses Jahres voraussetzt.

2016 Guidance

Actua continues to expect (1) annual GAAP revenue in the range of between $155.0 million and $160.0 million, representing growth in the range of between 16% and 20% compared to 2015, (2) positive annual non-GAAP cash flows from operations in the range of between $3.0 million and $8.0 million.
 

liefert kontinuierlich deutlich schlechtere Zahlen als Hypoport ab. Q2 Wachstum sogar einstellig. Da kannst du so häufig deinen PR Mist posten wie du willst. Die harten Zahlen sprechen eine vernichtende Sprache!

Ich würde langsam mal aufhören mit zweierlei Maß zu messen. Wenn Hypoport Mist und überwertet ist, dann ist es Actua nocht viel deutlicher.

Actua schon arg teuer, wenn man Libudas strenge Regeln ansetzt.

 

Regeln die er bei Hypoport anwendet, wäre Actua bei 2-4$ fair bewertet. Na ja kann ja noch kommen...

so weitergeht.

13 Mio negativer OCF und 33 Mio negativer NettoCF im 1.Halbjahr.

also bitte ...

Libuda wird jetzt wieder beim Umsatz-Peergorup-Vergleich anfangen und sich wunderbare Cashflows in ferner Zukunft zusammenfantasieren.  

Eigenkapital von 473 Mill. im Jahr 2013 auf jetzt 325 Mill. (Stand Q2 2016) zurückgegangen. Ein Verlust von über 150 Mill. in etwas über 2 Jahre. Bei dem Tempo ist Actua dann 2020 pleite, wahrscheinlich schon früher.

Zudem beseht das verbliebende Eigenkapital ausschließlich aus Luft, weil dem nur Goodwill und immatrielle Vermögenswerte entgegen stehen. Was diese bei einem begativen OCF von 33 Mill !! in nur einem Halbjahr wert sind, kann man sich ja denken. 0$ ist die Anwort.

 

annehmen, was in den letzten sechs Postings steht, wird der Kurs m.E. relativ schnell wieder über 10 Dollar stehen - vermutlich noch im Laufe des heutigen Tages.

Für Investoren bleibt somit nach meiner Einschätzung das günstige Einstiegsfenster nur kurz offen.  

ein Zrteil zu den letzten Postings bilden:

http://www.actua.com/wp-content/uploads/2016/08/Q2-slides-Final.pdf  

von 35-40 Cent je Aktie hast du in deiner Guidance für 2016 vergessen, und ich hab da erhebliche Zweifel ob der Umsatz von ca. 70 Mill. auf 85-90 Mill. im 2.ten Halbjahr steigt!!!  

wird in der Slide-Presentation wie folgt kommentiert:

•  9% organic revenue growth for quarter  
- low point for year
- will see growth accelerate

Aber Du hast sicher recht, birra, wenn Du den erneut bestätigten Guidance von 155 - 160 Milllionen bei den Revenues für ein schwieriges Ziel hälst. Denn bei 70,2 Millionen Umsatz im ersten Halbjahr wären zum Erreichen der Untergrenze von 155 Millionen jetzt 84,8 Millionen notwendig - also im Schnitt 42,4 Millionen.  

wo ich für den Umsatz im ersten Halbjahr 2016 etwas zu schwarz gemalt habe, denn er lag nicht bei 70,2 Millionen, sondern bei 71,3 Millionen.

Damit wären zum Erreichen der Untergrenze von 155 Millionen jetzt 83,7 Millionen notwendig - also im Schnitt 41,7 Millionen in den letzten beiden Quartalen.  

•  Revenue Growth of Bolt: flat in Q2 2016 compared to Q2 2015

• Revenue Growth of Foliodynamix: essentially flat for Q2 2016 compared to Q2 2015

•  Revenue Growth of Govdelivery: 20% in Q2 2016 compared to Q2 2015

•  Revenue Growth of Velocity: 21% in Q2 2016 compared to Q2 2015

http://www.actua.com/wp-content/uploads/2016/08/Q2-slides-Final.pdf
 

•  Bookings of Bolt: $3 million of YTD annual recurring revenue booked compared to low 6-figures in the prior-year period
•  Pipeline of Bolt: 15 deals

•  Bookings of Foliodynamix : Added approximately $2.9 million in annual recurring revenue YTD ($1.5 million in Q2)
•  New Signings of Foliodynamix: Signed 4 new customers in Q2, one of which represents 7-figures per year
•  Pipeline of Foliodynamix: The pipeline for new deals and upsells continues to build nicely, with several of these deals in the 7-figure range on an annual basis

•  Bookings of Govdelivery: Increased 25% compared to Q2 2015; closed 30% more recurring revenue year-to-date compared to the same period in 2015  
•  New signings of Govdelivery: Closed 34 deals in Q2, 26% of which were with existing customers; already closed 2 important upsells totaling more than $1 million subsequent to Q2

•  Bookings of VelocityEHS: Grew recurring SaaS bookings 22% in the quarter, compared to Q2 2015, with June 2016 marking record-setting month for new bookings value
•  New Signings of VelocityEHS: Added over 500 customers, pushing total customer count to over 12,000, representing over half of the Fortune 1000
•  Pipeline of Velocity EHS: Growth continues to accelerate quarter after quarter, with strong representation of both mid-market and marquee Global 500 organizations. Additionally there has been positive response to the new Ergonomics offering

http://www.actua.com/wp-content/uploads/2016/08/Q2-slides-Final.pdf